Bad Credit? Let Biscayne Capital Funding Help You Get Funded Today

    I don’t own a business & want to learn about your loan programs$0 - $5000$5,000 - $10,000$10,000 - $25,000$25,000 - $50,000$50,000 - $100,000$100,000 +
    $5,000 - $10,000$10,000 - $50,000$50,000 - $100,000$100,000 +
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    Biscayne Capital Funding, Financing Consultants, Miami, FL

    Funding Options

    Funding options up to $15 Million

    Unsecured Funds

    No Personal Guarantee & No Collateral Required*

    Fast Approvals

    Within 24 hours of application

    Quick Funding

    Funding in as little as 24 hours

    Bad Credit? Let Biscayne Capital Funding Help You Get Funded Today

    As you’re aware, obtaining business funding with bad credit can be a tough hurdle. Having bad credit makes getting approved by banks almost impossible. However, at Biscayne Capital Funding we are aware that having bad credit is not a sign your business has failing revenue. Being in the funding industry, we can attest that we have had the pleasure of working alongside some of the hardest working business owners stuck with poor credit. Which is why we made it a point to offer these select individuals attainable Bad Credit Business Loans. Whether you have poor or short credit history reach out to us to see how we can help you get ahead today!

    We understand that poor credit history is not always the owner’s direct demise. While running a successful business, scenarios often arise that can immediately halt revenue forcing you to reallocate funds to keep the business running. Simply missing one single payment can drop your credit score more than you might realize. Especially when the missed payment may have not been the fault of your own, as most businesses have partners or employees that may have been in charge of said payments. These types of scenarios happen to businesses on a daily basis and can cause your credit score to drop dramatically. We have heard countless stories where business owners credit scores have dropped over one hundred points due to the examples and are unable to acquire small business loans from banks.

    That’s why at Biscayne Capital Funding we focus on the short history of your business. We will only ask to see your last three months of merchant and bank statements. We believe sometimes you need to take a closer look at more relevant information rather than taking the business history as a whole. If your business is producing positive revenue, your bad credit history will be overlooked when you apply for your business loan. Don’t ever let your bad credit take a front seat to potential growth of your business. Reach out to one of our representatives today!

    Apply in just a few minutes online.
    Need Help? Call 1 888-201-8903.

    We analyze your needs to pick the best solutions for you.

    Get financed in just a few days!

    Funding Amount

    $10K – $5M

    Funding Term

    3 months - 10 years


    Starting at 9%


    1-3 business days

    Compared to other loan types

    Loan typesMax AmountsRatesSpeed
    Merchant Cash Advance$7.5k – $1mStarting at 1.09%1-2 business days
    SBA Loan$50k – $10mStarting at 5%3-5 weeks
    Business Term Loan$10k – $5mStarting at 5%1-3 business days
    Business Line of Credit$10k – $250kStarting at 8%1-3 business days
    Receivables/Invoice Factoring$50k – $15mStarting at 5.8%1-2 weeks
    Equipment FinancingUp to $5m per pieceStarting at 5%3-10 business days
    Revenue Based Business Loans$10K – $5mStarting at 9%1-3 business days


    Kym Nguyen, Beauty Salon

    I did a little research in the Miami area and saw other entrepreneurs saying that had a pleasant experience with this company. Biscayne Capital Funding made me feel comfortable during the entire process. The business loan gave me the flexibility that I didn’t have before. I was able to increase inventory and do some updating around the salon. The level of service was excellent; Gabriel was very knowledgeable and easy to work with.

    Doug Mitchell, Manufacturer

    Biscayne Capital Funding got me the equipment that I needed with the right financing to help my business grow. My Account Executive made me feel at ease and took care of us from start to finish.

    Christian Reed, Retail Store

    Biscayne Capital Funding delivered fast and I was able to pay down suppliers, inject cash into the business and do a little expansion. The staff was very professional and transparent. We couldn’t be happier with the service we received.

    Rebecca Gill, Restaurant Owner

    A business loan from Biscayne Capital Funding has helped us free up our cash flow and dwindle down our debt ratio. Knowing that we have a partnership with Biscayne Capital Funding helps to keep our heads above water and sleep at night. There are no hidden costs and everything is clear. Biscayne Capital Funding has been fantastic to work with!

    Antonio Solano, Franchise Owner

    I have worked with Jim over the last couple years when I find the need for working capital and they always provide me with a plan that fits my needs and goals. I would recommend Biscayne Capital Funding to any small business owner that is seeking financing.

    Stanley Thomas, Paint & Body Shop

    I used the loan to get inventory for my business without any problems. My Account Executive was quick to follow-up with any questions I had. No hassles just professional service. I highly recommend the team there

    David Allen Outpatient Clinic

    Biscayne Capital Funding has been incredibly helpful to our company by providing a line of credit for our continued growth. I had an overall great experience with this company. Jim was very kind and helpful.

    Ed Wilson, General Contractor

    Biscayne Capital Funding is our go to experts for business financing. They are fast, professional and legit. Thank you Biscayne Capital Funding!

    Sanjay Patel, Animal Hospital

    Biscayne Capital Funding is the only one that stepped up to the plate… We talked to a couple of other companies and they weren’t able to do what we needed. My Account Executive was very attentive to what my wife and I needed to take our business to the next level.

    Don Simmons, IT Services

    I used the capital for marketing purposes. Their team provided very good service and was always very helpful.  I am glad to have found you guys.

    Marco Gonzalez, Logistics Company

    Biscayne Capital Funding has been a key partner in our success, and an invaluable asset for the growth and future of our company.

    What Documents Will I Need To Apply For A Bad Credit Business Loan?

    • Driver's License
    • Voided Business Check
    • Bank Statements
    • Biscayne Capital Funding 1 Page Application


    Ready to take the next step and apply for a Bad Credit Business Loan?

    How To Apply For A Bad Credit Business Loan With Biscayne Capital Funding

    Apply Online

    Use our simple online application to submit a request for business funding. If you need any help along the way, just give us a call, chat or email.

    Talk to an expert advisor

    An expert, knowledgeable account executive will walk you through all the fine details and the requirements. This is to ensure you have all the info you need.

    Get the funds

    Once your funding has been approved & closed, we send the funds to your account so you can start using it to grow your business.

    Funding in as little as 24 hours

    Receive a quick decision and get funding in as little as 24 hours

    2801 Florida Ave, Suite 12 Miami, FL

    (888) 201-8903